Dream Bigger.

Weve Got Your Back

Dream Bigger.

Weve Got Your Back

Dream Bigger.

Weve Got Your Back

Banking built for ambitious dreamers who want to save more and borrow smarter

Banking built for ambitious dreamers who want to save more and borrow smarter

Banking built for ambitious dreamers who want to save more and borrow smarter

Download the Moni App on Google playstore

Licensed by CBN

Licensed by CBN

Licensed by CBN

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Insured by

Insured by

Insured by

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Happy lady smiling with a blue sky backround
Happy lady smiling with a blue sky backround
Happy lady smiling with a blue sky backround

Community-powered credit

Built to lift everyone because prosperity shouldn’t be reserved for a few

Rank image - happy man
Rank image - happy man
Rank image - Happy lady in a car
Rank image - happy woman with her child
Rank image - Happy lady
Rank image - Happy lady
Rank image - Happy couple lauging
Rank image - Happy couple lauging
Rank image - Happy Couples
Rank image - Happy Couples
Rank image - Happy lady
Rank image - Happy man breathing
Rank image - Happy Couple
Rank image - Happy lady in a car

Community-powered credit

Built to lift everyone because prosperity shouldn’t be reserved for a few

Rank image - happy man
Rank image - happy man
Rank image - Happy lady in a car
Rank image - happy woman with her child
Rank image - Happy lady
Rank image - Happy lady
Rank image - Happy couple lauging
Rank image - Happy couple lauging
Rank image - Happy Couples
Rank image - Happy Couples
Rank image - Happy lady
Rank image - Happy man breathing
Rank image - Happy Couple
Rank image - Happy lady in a car

Community-powered credit

Built to lift everyone because prosperity shouldn’t be reserved for a few

Rank image - happy man
Rank image - happy man
Rank image - Happy lady in a car
Rank image - happy woman with her child
Rank image - Happy lady
Rank image - Happy lady
Rank image - Happy couple lauging
Rank image - Happy couple lauging
Rank image - Happy Couples
Rank image - Happy Couples
Rank image - Happy lady
Rank image - Happy man breathing
Rank image - Happy Couple
Rank image - Happy lady in a car

Community-powered credit

Built to lift everyone because prosperity shouldn’t be reserved for a few

Rank image - happy man
Rank image - happy man
Rank image - Happy lady in a car
Rank image - happy woman with her child
Rank image - Happy lady
Rank image - Happy lady
Rank image - Happy couple lauging
Rank image - Happy couple lauging
Rank image - Happy Couples
Rank image - Happy Couples
Rank image - Happy lady
Rank image - Happy man breathing
Rank image - Happy Couple
Rank image - Happy lady in a car

Dreamers need fair credit. Savers deserve real rewards. We connect both in a system powered by trust and strengthened by technology.

Fair credit powered by community, savings that grow faster, and everyday banking made simple, all in one app.

Together, we’re building a world where prosperity is common, not rare.

Your Payout is guaranteed

We’ve powered

₦60B+

in loans with 96% repayment. Delays? We cover it so you always get paid.

Rank coin
Rank coin
Rank coin
Rank coin

Extra money? Yes, please.

Fraud? No way…

We use bank-grade security and identity checks.
Every user is verified. Every payment is tracked.
We don’t play with your money.

We use bank-grade security and identity checks. Every user is verified. Every payment is tracked. We don’t play with your money.

Your Privacy first and second.

No one needs to know your slot or your circle.
It’s just you and your money — no friend zone required.

No one needs to know your slot or your circle. It’s just you and your money — no friend zone required.

Your details are secured

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Your details are secured

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Your details are secured

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Your details are secured

mhj8VLiCX2qPz9Gy+t@

Powered by people. Backed by Rank.

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Joined already

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Joined already

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Joined already

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Joined already

103K+ members are already eating good. Good things aren’t just for the chosen few. Get in. Confirm the rumours.

man posing selective focal photo
A woman in a gold dress smiling at the camera
woman with white hair and wearing white head band
woman in green plunging neckline top with right arm on her waist
a woman sitting on a couch holding her hand to her eye
a woman with an afro is posing for a picture
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smiling woman sitting on black chair
man taking a selfie
woman with blue and green floral head dress
selective focus of man smiling during daytime
woman in brown and white floral dress
man in white button up shirt wearing black sunglasses
a woman with braids wearing a blue dress
a man wearing a brown jacket and a black shirt
a woman with an afro is looking at the camera
A man standing in front of a colorful umbrella
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a woman sitting on the ground wearing a white top and colorful bracelets
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a man smiling while holding a cell phone
A woman standing in front of a green van
a woman with an afro is posing for a picture
a man with a beard

Pay and get paid, in seconds

Enjoy super-fast money transfers. All your bills, one app, zero delays

Earn up to 27% P.A on your savings

Beat Inflation. Build Wealth with Rank. Got big dreams? Save toward them and watch your money grow — daily. Automate your savings

Why wait for payday?

Get up to ₦5M — no collateral, no guarantor.Just cash when you need it. Fast loans for salary earners. Make every day a payday.

Get up to ₦5M — no collateral, no guarantor.Just cash when you need it. Fast loans for salary earners. Make every day a payday.

Real People.
Real Stories.

See what Ranksters have to say.
Pelumi Joseph

103K+ members are already eating good. Good things aren’t just for the chosen few. Get in. Confirm the rumours.

Download App

Real People.
Real Stories.

See what Ranksters have to say.
Pelumi Joseph

103K+ members are already eating good. Good things aren’t just for the chosen few. Get in. Confirm the rumours.

Download App

Real People.
Real Stories.

See what Ranksters have to say.
Pelumi Joseph

103K+ members are already eating good. Good things aren’t just for the chosen few. Get in. Confirm the rumours.

Download App

Real People.
Real Stories.

See what Ranksters have to say.

Pelumi Joseph

103K+ members are already eating good. Good things aren’t just for the chosen few. Get in. Confirm the rumours.

Download App

Bank-grade Protection with Peace of Mind

Rank is Central Bank of Nigeria-regulated
NDIC-insured, and your data is always protected.
Custom security. Bank-grade encryption.
24/7 protection from fraud.
Comprehensive Verification Process
Our KYC process protects you from fraud and identity theft.
Two-Factor Authentication
An extra layer of security to protect your account & transactions.
24/7 customer support
We're here 24/7. Message us anytime, anywhere through our app for support.

Bank-grade Protection with Peace of Mind

Rank is Central Bank of Nigeria-regulated
NDIC-insured, and your data is always protected.
Custom security. Bank-grade encryption.
24/7 protection from fraud.
Comprehensive Verification Process
Our KYC process protects you from fraud and identity theft.
Two-Factor Authentication
An extra layer of security to protect your account & transactions.
24/7 customer support
We're here 24/7. Message us anytime, anywhere through our app for support.

Bank-grade Protection with Peace of Mind

Rank is Central Bank of Nigeria-regulated
NDIC-insured, and your data is always protected.
Custom security. Bank-grade encryption.
24/7 protection from fraud.
Comprehensive Verification Process
Our KYC process protects you from fraud and identity theft.
Two-Factor Authentication
An extra layer of security to protect your account & transactions.
24/7 customer support
We're here 24/7. Message us anytime, anywhere through our app for support.

Bank-grade Protection with Peace of Mind

Rank is Central Bank of Nigeria-regulated
NDIC-insured, and your data is always protected.
Custom security. Bank-grade encryption.
24/7 protection from fraud.
Comprehensive Verification Process
Our KYC process protects you from fraud and identity theft.
Two-Factor Authentication
An extra layer of security to protect your account & transactions.
24/7 customer support
We're here 24/7. Message us anytime, anywhere through our app for support.

Backed by Prominent Leaders in Fintech

Rank is going after a  significant financing gap opportunity in Nigeria. We believe there is a great opportunity for growth by layering on other financial services. The team at Moni is well-positioned to drive financial inclusion, enabling access to credit and in the process create a more prosperous Africa.

Rank is going after a  significant financing gap opportunity in Nigeria. We believe there is a great opportunity for growth by layering on other financial services. The team at Moni is well-positioned to drive financial inclusion, enabling access to credit and in the process create a more prosperous Africa.

Kola Aina - Ventures Platform

Kola Aina - Ventures Platform

Investor Kola Aina - Ventures Platform
Investor Kola Aina - Ventures Platform
Investor Kola Aina - Ventures Platform
Investor Kola Aina - Ventures Platform
Inventor Temi Marcella - Magic Fund
Inventor Temi Marcella - Magic Fund
Inventor Temi Marcella - Magic Fund
Inventor Temi Marcella - Magic Fund

Temi Marcella
Magic Fund

It's been a great pleasure working with Femi and Dapo. They have deep operating experience in the inclusive finance space which has helped them create a defensible and scalable business. Moni records low default rates, has high NPS from its' customers and benefits from the continued growth of agent aggregators across Africa.

It's been a great pleasure working with Femi and Dapo. They have deep operating experience in the inclusive finance space which has helped them create a defensible and scalable business. Moni records low default rates, has high NPS from its' customers and benefits from the continued growth of agent aggregators across Africa.

Temi MarcellaMagic Fund

MAGIC is delighted to back Moni as they solve a major pain point of credit, across Africa. The infusion of social trust into Moni’s products is unique and we're confident that the team will build economic infrastructure that would impact underserved sectors across Africa.

Michael Seibel - Partner Y Combinator

MAGIC is delighted to back Moni as they solve a major pain point of credit, across Africa. The infusion of social trust into Moni’s products is unique and we're confident that the team will build economic infrastructure that would impact underserved sectors across Africa.

Michael Seibel - Partner Y Combinator


Michael Seibel - Partner Y Combinator

Michael Seibel - Partner Y Combinator
Michael Seibel - Partner Y Combinator
Michael Seibel - Partner Y Combinator
Michael Seibel - Partner Y Combinator

Start Your Journey in 3 Simple Steps 

Step 1: Sign Up

Create your Rank account in minutes with your details.

Step 2: Verify & Set Up

Complete your profile and verify your account to unlock full access.

Step 3: Join a Circle

Pick your money circle and unlock access to zero-interest loans.

Start Your Journey in 3 Simple Steps 

Step 1: Sign Up

Create your Rank account in minutes with your details.

Step 2: Verify & Set Up

Complete your profile and verify your account to unlock full access.

Step 3: Join a Circle

Pick your money circle and unlock access to zero-interest loans.

Start Your Journey in 3 Simple Steps 

Step 1: Sign Up

Create your Rank account in minutes with your details.

Step 2: Verify & Set Up

Complete your profile and verify your account to unlock full access.

Step 3: Join a Circle

Pick your money circle and unlock access to zero-interest loans.

Start Your Journey in 3 Simple Steps 

Step 1: Sign Up

Create your Rank account in minutes with your details.

Step 2: Verify & Set Up

Complete your profile and verify your account to unlock full access.

Step 3: Join a Circle

Pick your money circle and unlock access to zero-interest loans.

Join our community. No filters. No fluff. Just the good emails.

Join our community. No filters. No fluff. Just the good emails.

Join our community. No filters. No fluff. Just the good emails.

Join our community. No filters. No fluff. Just the good emails.