Dream Bigger.
We’ve Got Your Back
Dream Bigger.
We’ve Got Your Back
Dream Bigger.
We’ve Got Your Back
Banking built for ambitious dreamers who want to save more and borrow smarter
Banking built for ambitious dreamers who want to save more and borrow smarter
Banking built for ambitious dreamers who want to save more and borrow smarter
Licensed by CBN
Licensed by CBN
Licensed by CBN
Insured by
Insured by
Insured by




Community-powered credit
Built to lift everyone because prosperity shouldn’t be reserved for a few














Community-powered credit
Built to lift everyone because prosperity shouldn’t be reserved for a few














Community-powered credit
Built to lift everyone because prosperity shouldn’t be reserved for a few














Community-powered credit
Built to lift everyone because prosperity shouldn’t be reserved for a few














Dreamers need fair credit. Savers deserve real rewards. We connect both in a system powered by trust and strengthened by technology.
Fair credit powered by community, savings that grow faster, and everyday banking made simple, all in one app.
Together, we’re building a world where prosperity is common, not rare.
Your Payout is guaranteed
We’ve powered
₦60B+
in loans with 96% repayment. Delays? We cover it so you always get paid.




Extra money? Yes, please.




Fraud? No way…
We use bank-grade security and identity checks.
Every user is verified. Every payment is tracked.
We don’t play with your money.
We use bank-grade security and identity checks. Every user is verified. Every payment is tracked. We don’t play with your money.
Your Privacy first and second.
No one needs to know your slot or your circle.
It’s just you and your money — no friend zone required.
No one needs to know your slot or your circle. It’s just you and your money — no friend zone required.
Your details are secured
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Your details are secured
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Your details are secured
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Your details are secured
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Pay and get paid, in seconds
Enjoy super-fast money transfers. All your bills, one app, zero delays


Earn up to 27% P.A on your savings
Beat Inflation. Build Wealth with Rank. Got big dreams? Save toward them and watch your money grow — daily. Automate your savings



Why wait for payday?
Get up to ₦5M — no collateral, no guarantor.Just cash when you need it. Fast loans for salary earners. Make every day a payday.
Get up to ₦5M — no collateral, no guarantor.Just cash when you need it. Fast loans for salary earners. Make every day a payday.
Real People.
Real Stories.
See what Ranksters have to say.



Pelumi Joseph
103K+ members are already eating good. Good things aren’t just for the chosen few. Get in. Confirm the rumours.
Download App
Bank-grade Protection with Peace of Mind

Rank is Central Bank of Nigeria-regulated
NDIC-insured, and your data is always protected.

Custom security. Bank-grade encryption.
24/7 protection from fraud.

Comprehensive Verification Process
Our KYC process protects you from fraud and identity theft.

Two-Factor Authentication
An extra layer of security to protect your account & transactions.

24/7 customer support
We're here 24/7. Message us anytime, anywhere through our app for support.
Bank-grade Protection with Peace of Mind

Rank is Central Bank of Nigeria-regulated
NDIC-insured, and your data is always protected.

Custom security. Bank-grade encryption.
24/7 protection from fraud.

Comprehensive Verification Process
Our KYC process protects you from fraud and identity theft.

Two-Factor Authentication
An extra layer of security to protect your account & transactions.

24/7 customer support
We're here 24/7. Message us anytime, anywhere through our app for support.
Bank-grade Protection with Peace of Mind

Rank is Central Bank of Nigeria-regulated
NDIC-insured, and your data is always protected.

Custom security. Bank-grade encryption.
24/7 protection from fraud.

Comprehensive Verification Process
Our KYC process protects you from fraud and identity theft.

Two-Factor Authentication
An extra layer of security to protect your account & transactions.

24/7 customer support
We're here 24/7. Message us anytime, anywhere through our app for support.
Bank-grade Protection with Peace of Mind

Rank is Central Bank of Nigeria-regulated
NDIC-insured, and your data is always protected.

Custom security. Bank-grade encryption.
24/7 protection from fraud.

Comprehensive Verification Process
Our KYC process protects you from fraud and identity theft.

Two-Factor Authentication
An extra layer of security to protect your account & transactions.

24/7 customer support
We're here 24/7. Message us anytime, anywhere through our app for support.
Backed by Prominent Leaders in Fintech
Rank is going after a significant financing gap opportunity in Nigeria. We believe there is a great opportunity for growth by layering on other financial services. The team at Moni is well-positioned to drive financial inclusion, enabling access to credit and in the process create a more prosperous Africa.
Rank is going after a significant financing gap opportunity in Nigeria. We believe there is a great opportunity for growth by layering on other financial services. The team at Moni is well-positioned to drive financial inclusion, enabling access to credit and in the process create a more prosperous Africa.
Kola Aina - Ventures Platform
Kola Aina - Ventures Platform








Temi Marcella
Magic Fund
It's been a great pleasure working with Femi and Dapo. They have deep operating experience in the inclusive finance space which has helped them create a defensible and scalable business. Moni records low default rates, has high NPS from its' customers and benefits from the continued growth of agent aggregators across Africa.
It's been a great pleasure working with Femi and Dapo. They have deep operating experience in the inclusive finance space which has helped them create a defensible and scalable business. Moni records low default rates, has high NPS from its' customers and benefits from the continued growth of agent aggregators across Africa.
Temi MarcellaMagic Fund
MAGIC is delighted to back Moni as they solve a major pain point of credit, across Africa. The infusion of social trust into Moni’s products is unique and we're confident that the team will build economic infrastructure that would impact underserved sectors across Africa.
Michael Seibel - Partner Y Combinator
MAGIC is delighted to back Moni as they solve a major pain point of credit, across Africa. The infusion of social trust into Moni’s products is unique and we're confident that the team will build economic infrastructure that would impact underserved sectors across Africa.
Michael Seibel - Partner Y Combinator
Michael Seibel - Partner Y Combinator




Start Your Journey in 3 Simple Steps
Step 1: Sign Up
Create your Rank account in minutes with your details.
Step 2: Verify & Set Up
Complete your profile and verify your account to unlock full access.
Step 3: Join a Circle
Pick your money circle and unlock access to zero-interest loans.
Start Your Journey in 3 Simple Steps
Step 1: Sign Up
Create your Rank account in minutes with your details.
Step 2: Verify & Set Up
Complete your profile and verify your account to unlock full access.
Step 3: Join a Circle
Pick your money circle and unlock access to zero-interest loans.
Start Your Journey in 3 Simple Steps
Step 1: Sign Up
Create your Rank account in minutes with your details.
Step 2: Verify & Set Up
Complete your profile and verify your account to unlock full access.
Step 3: Join a Circle
Pick your money circle and unlock access to zero-interest loans.
Start Your Journey in 3 Simple Steps
Step 1: Sign Up
Create your Rank account in minutes with your details.
Step 2: Verify & Set Up
Complete your profile and verify your account to unlock full access.
Step 3: Join a Circle
Pick your money circle and unlock access to zero-interest loans.
Moneypedia
All things money explained.

Build High-return Investments in Nigeria
Join a community of SMEs with cooperative significance pooling money together to rotate the lump contribution as micro-credit for other members.
Read Article

Build High-return Investments in Nigeria .
Join a community of SMEs with cooperative significance pooling money together to rotate the lump contribution as micro-credit for other members.
Read Article

Build High-return Investments in Nigeria
Join a community of SMEs with cooperative significance pooling money together to rotate the lump contribution as micro-credit for other members.
Read Article

Build High-return Investments in Nigeria
Join a community of SMEs with cooperative significance pooling money together to rotate the lump contribution as micro-credit for other members.
Read Article

Build High-return Investments in Nigerias
Join a community of SMEs with cooperative significance pooling money together to rotate the lump contribution as micro-credit for other members.
Read Article

Build High-return Investments in Nigeria
Join a community of SMEs with cooperative significance pooling money together to rotate the lump contribution as micro-credit for other members.
Read Article

Build High-return Investments in Nigeria
Join a community of SMEs with cooperative significance pooling money together to rotate the lump contribution as micro-credit for other members.
Read Article
Moneypedia
All things money explained.

Build High-return Investments in Nigeria
Join a community of SMEs with cooperative significance pooling money together to rotate the lump contribution as micro-credit for other members.
Read Article

Build High-return Investments in Nigeria .
Join a community of SMEs with cooperative significance pooling money together to rotate the lump contribution as micro-credit for other members.
Read Article

Build High-return Investments in Nigeria
Join a community of SMEs with cooperative significance pooling money together to rotate the lump contribution as micro-credit for other members.
Read Article

Build High-return Investments in Nigeria
Join a community of SMEs with cooperative significance pooling money together to rotate the lump contribution as micro-credit for other members.
Read Article

Build High-return Investments in Nigerias
Join a community of SMEs with cooperative significance pooling money together to rotate the lump contribution as micro-credit for other members.
Read Article

Build High-return Investments in Nigeria
Join a community of SMEs with cooperative significance pooling money together to rotate the lump contribution as micro-credit for other members.
Read Article

Build High-return Investments in Nigeria
Join a community of SMEs with cooperative significance pooling money together to rotate the lump contribution as micro-credit for other members.
Read Article
Moneypedia
All things money explained.

Build High-return Investments in Nigeria
Join a community of SMEs with cooperative significance pooling money together to rotate the lump contribution as micro-credit for other members.
Read Article

Build High-return Investments in Nigeria .
Join a community of SMEs with cooperative significance pooling money together to rotate the lump contribution as micro-credit for other members.
Read Article

Build High-return Investments in Nigeria
Join a community of SMEs with cooperative significance pooling money together to rotate the lump contribution as micro-credit for other members.
Read Article

Build High-return Investments in Nigeria
Join a community of SMEs with cooperative significance pooling money together to rotate the lump contribution as micro-credit for other members.
Read Article

Build High-return Investments in Nigerias
Join a community of SMEs with cooperative significance pooling money together to rotate the lump contribution as micro-credit for other members.
Read Article

Build High-return Investments in Nigeria
Join a community of SMEs with cooperative significance pooling money together to rotate the lump contribution as micro-credit for other members.
Read Article

Build High-return Investments in Nigeria
Join a community of SMEs with cooperative significance pooling money together to rotate the lump contribution as micro-credit for other members.
Read Article
Moneypedia
All things money explained.

Build High-return Investments in Nigeria
Join a community of SMEs with cooperative significance pooling money together to rotate the lump contribution as micro-credit for other members.
Read Article

Build High-return Investments in Nigeria .
Join a community of SMEs with cooperative significance pooling money together to rotate the lump contribution as micro-credit for other members.
Read Article

Build High-return Investments in Nigeria
Join a community of SMEs with cooperative significance pooling money together to rotate the lump contribution as micro-credit for other members.
Read Article

Build High-return Investments in Nigeria
Join a community of SMEs with cooperative significance pooling money together to rotate the lump contribution as micro-credit for other members.
Read Article

Build High-return Investments in Nigerias
Join a community of SMEs with cooperative significance pooling money together to rotate the lump contribution as micro-credit for other members.
Read Article
Join our community. No filters. No fluff. Just the good emails.
Rank is licensed by CBN
Insured by

Company
Address
San Francisco 548 Market St, San Francisco, California, 94104-5401

Join our community. No filters. No fluff. Just the good emails.
Rank is licensed by CBN
Insured by

Company
Address
San Francisco 548 Market St, San Francisco, California, 94104-5401

Join our community. No filters. No fluff. Just the good emails.
Rank is licensed by CBN
Insured by

Company
Address
San Francisco 548 Market St, San Francisco, California, 94104-5401

Join our community. No filters. No fluff. Just the good emails.
Rank is licensed by CBN
Insured by

Company
Address
San Francisco 548 Market St, San Francisco, California, 94104-5401
